Tel: 01132 573 009
Mobile: 07734 194 028
Fax: 01132 573 009
59-61Bradford Road, Stanningley, Pudsey, Yorkshire, LS28 6AT


Financing your vehicle

We are experts in offering car finance to customers across the UK. If you have had trouble getting a used car elsewhere then give us a call to see if we can help, we have flexible finance deals to suit all budgets.

We can introduce you to a limited number of finance providers.  We may receive a commission for the introduction.  We act as a credit broker and not a lender.  A full representative example is available on request.

Stanningley Commercials Ltd are authorised and regulated by the Financial Conduct Authority.  Firm Reference Number – 648927.

Credit Search Information

If you proceed with an order you would have already provided consent for a credit search to be completed as part of the credit application.

Though the Order form is not a ‘finance agreement’, this notice is to confirm that your details have been passed to one of our funder partners (finance company) and we are now at a point to proceed with your order. As such we need to ensure you are aware of the following and understand what takes place when you apply: 

To process your order following the credit application, the finance company will perform credit and identity checks on you with one or more credit reference agencies (“CRAs”). Please also be aware that the finance company may also make periodic searches at CRAs as part of managing your account.

To do this, your personal information will be passed to CRAs and they will give the finance company information about you. This will include information from your credit application and about your financial situation and financial history. The CRAs will also supply both public (including the electoral register) and shared credit, financial situation and financial history information and fraud prevention information.

The information is used to:

  • Assess your creditworthiness and whether you can afford to take the product;
  • Verify the accuracy of the data you have provided to us;
  • Prevent criminal activity, fraud and money laundering;
  • Manage your account(s);
  • Trace and recover debts; and
  • Ensure any offers provided to you are appropriate to your circumstances.

The finance company will continue to exchange information about you with CRAs while you have a relationship with them. The CRAs will also be informed about your settled accounts. If you borrow and do not repay in full and on time, CRAs will record the outstanding debt. This information may be supplied to other organisations by CRAs.

Please be aware that when CRAs receive a search from the finance company a search footprint will be placed on your credit file and this may be seen by other lenders.

The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. Please be aware that if fraud is detected, you could be refused certain services, finance, or employment. For further details of how your information will be used by the finance company or ‘Stanningley Commercials ltd Leasing’ please email

The links below provide more information and detail regarding the identities of the CRAs, their role also as fraud prevention agencies, the data they hold, the ways in which they use and share personal information, data retention periods and your data protection rights with the CRAs.

Initial disclosure document

The Financial Conduct Authority (FCA) is the national independent regulator of financial services. The FCA legally require us to provide you with an ‘Initial Disclosure Document’. This Document has a number of purposes, one of which is to ensure you are provided with essential information about us as a company, what we charge for our services, the products and services we offer and how we are regulated. It will also provide information on what you should do if you have a complaint and any details regarding the Financial Services Compensation Scheme.

About Stanningley Commercials ltd

Stanningley Commercials ltd is a trading style of Stanningley Commercials ltd and is both authorised and regulated by the Financial Conduct Authority (FCA) We provide broker services to customers and work with our finance partners in order to find a suitable vehicle lease agreement for our customers. You can find more about what we do on our dedicated About Us page.

Our Head Office is located in Stanningley, West Yorkshire.

Appointed Representatives

As well as our Stanningley Head office and associated staff, Stanningley Commercials ltd partners with a number of credit brokers within the UK, these are independent businesses and separate legal entities that act exclusively on our behalf under our brand and are known as ‘Appointed Representatives’ (AR’s). Our AR’s operate under an AR agreement and undergo an application process for permission to operate as an AR that is submitted to and then approved by the *FCA. For more information regarding Appointed Representatives click here

Our ‘AR’ partners use Stanningley Commercials ltd and adhere to Stanningley Commercials ltd processes, practices, values and standards. As a ‘Principal’ firm, Stanningley Commercials ltd is responsible for all of the *regulated activity that AR’s conduct on behalf of Stanningley Commercials ltd. Stanningley Commercials ltd is responsible for monitoring and regularly reviewing the performance of our AR partners.

*see below Who Regulates us?

The products we use

As an FCA regulated credit broker we are able to introduce you to a range of lenders who can help you finance your vehicle and provide any other products/services that you may require, including servicing packages and vehicle maintenance. We work with some of the UK’s most prominent and trusted finance providers in order to help secure you the best and most appropriate deal.

Our services

We will provide you with either comparable details of any firms most appropriate to your lending or purchasing needs or any other general information relating to finance products. In order to do this, we may seek personal information about your circumstances and objectives as this may be relevant in order to enable us to identify your exact needs and establish a line of credit. It is always important that you provide us with accurate and relevant information so that we can try and find a product or agreement that is most suitable to you.

The costs of our services, our remuneration and commission

As an FCA licensed organisation we rely purely on commission and extra fees, such as our arrangement fee. The arrangement fee is for our services and is charged at point of order, this fee covers costs incurred by Stanningley Commercials ltd i.e. processing the order and hire purchase agreement. If you order a vehicle, you will enter into a agreement with one of our partner finance providers/lenders. We are some times paid a commission by the finance provider/lender, once the agreement is live. The commission we receive maybe pre-set but can vary and may impact the amount payable by the customer. Stanningley Commercials ltd are a broker and not a lender and work with multiple suppliers and/or funders – see Finance Options for more information on the leasing process. If you would like more Information in regard to the disclosure of commission, please email 

Who regulates us?

Stanningley Commercials ltd is a trading style of Stanningley Commercials ltd and is regulated by the FCA. You can verify this by checking the FCA Register on the website: or contacting them on: 0300 500 8082. Our firm reference number is 648927.

What should I do if I have a complaint?

If you are unsatisfied with the service we provided for any reason then please contact us at 

Firms directly authorised by FCA and the Claims Regulator have a documented complaints procedure and a copy of ours will be made available to you upon request, or if you make a complaint against us. Should you have a complaint, please put it in writing to: Stanningley Commercials ltd, 59 – 61 Bradford Road, Stanningley, Leeds, West Yorkshire LS28 6AT, telephone 01132573009, or email .

In the unlikely event that a complaint remains unresolved after 8 weeks from the date it was made, you may be able to refer it to the Financial Ombudsman Service (FOS), dependent upon the nature of your complaint. The FOS provides a mechanism for resolving disputes which is a simple, informal and accessible alternative to the courts. Their address is: The Financial Ombudsman Service (FOS), Exchange Tower. LONDON E14 9SR. Email: Tel: 0800 023 4567 (free), or 0300 123 9123 (costs no more than calls to 01 and 02 numbers).

The financial services compensation scheme (FSCS)

As with all firms directly authorised by FCA, Select Car Leasing Ltd is covered by the FSCS. This is the body established to operate and administer the compensation scheme, set up by major insurance companies, to compensate consumers when authorised firms are unable, or likely to be able, to satisfy claims against them. Insurance advising and arranging is covered for 100% of the first £2000 and 90% of the remainder of the claim without any upper limit.

Credit Search Information

If you proceed with an order you would have already provided consent for a credit search to be completed as part of the credit application.

The order form will include full details of all costs associated with the lease, initial payment, monthly rentals and details of our upfront costs.

For more information, please read our Credit Search Information section.